Page 19 - Mid America Boating - January 2025 issue
P. 19
option can sometimes offer lower interest recommended for broad protection. Ensure
rates and might even provide a tax advantage. REPLACEMENT COST COVERAGE WITH AN h!GREED
However, keep in mind that this approach may 6ALUEv POLICY Welcome aboard the
add complexity and time to your transaction, as s 7HO #AN /PERATE -OST POLICIES ALLOW
you’ll need to go through your bank’s approv- ANYONE YOU AUTHORIZE BUT BE SURE TO CHECK Pro 6.5, a best seller
al process, which can involve more paperwork for any restrictions. Understanding these
compared to letting your dealer handle it. ASPECTS WILL HELP YOU lND THE RIGHT INSURANCE from Zodiac
s -ARINE ,ENDERS &OR SPECIALIZED lNANCING to protect your investment and enjoy your
marine lenders are an excellent option. Unlike time on the water!
TRADITIONAL LOANS FOR CARS OR HOMES BOAT lNANC-
ing has unique considerations, such as the ■ Learn how to boat safely See it at the show
TYPE OF VESSEL AND ITS INTENDED USE -ARINE "OATING IS EXCITING BUT SAFETY IS ESSENTIAL
lenders can offer tailored solutions. The Nation- &OLLOW THESE KEY GUIDELINES FOR A SAFE EXPERI- 19 [ MID-AMERICA BOATING ] JANUARY 2025
AL -ARINE ,ENDERS !SSOCIATION .-,! IS A ENCE ON THE WATER
NETWORK OF LENDERS DEDICATED TO BOAT lNANCING s +NOW THE 2ULES &AMILIARIZE YOURSELF WITH THE
providing expertise that can help you secure the h2ULES OF THE 2OAD v
best terms for your dream boat. s ,OCAL 2EGULATIONS #HECK SPECIlC RULES FOR
your area, including any speed limits and safety
■ Insure your boat equipment requirements.
When insuring your boat, consider separating s #HECK ,IFE *ACKETS %NSURE EVERY PERSON ON
boat insurance from your homeowner’s policy, BOARD HAS A 5 3 #OAST 'UARD APPROVED LIFE
as many homeowners’ policies may not cover JACKET THAT lTS PROPERLY
SPECIlC MARINE RISKS ! DEDICATED MARINE s 3AFETY %QUIPMENT %QUIP YOUR BOAT WITH
insurer is often essential for comprehensive PROPER lRE EXTINGUISHERS mARES A lRST AID KIT
COVERAGE WHICH CAN INCLUDE and a sound-producing device. Your dealer can
s !GREED 6ALUE 0OLICY #OVERS THE BOAT S guide you on this.
total value when the policy is written, with no s #ONDUCT A 0RE $EPARTURE #HECKLIST %NSURE
depreciation for total losses. all equipment is functioning and that safety
s !CTUAL #ASH 6ALUE 0OLICY ,OWER COST BUT gear is in place.
factors in depreciation, paying the current value s +NOW 9OUR ,IMITS /PERATE A BOAT THAT
at the time of a claim. matches your experience and avoid overloading.
s #OMMON #OVERAGE /PTIONS -OST 0OLICIES
)NCLUDE -EDICAL PAYMENTS 5NINSURED BOATERS ■ Open the door for water adventure
LIABILITY 4OWING AND ASSISTANCE #OVERAGE FOR ! LITTLE PLANNING AND A SPIRIT OF ADVENTURE WILL
PERSONAL EFFECTS SUCH AS lSHING EQUIPMENT open the door to countless hours of joy and
s )NSURANCE $ISCOUNTS h,AY UPv DISCOUNTS FOR relaxation that boating has to offer. So gather On your own or with your friends and family, welcome aboard the Zodiac Pro 6.5, the best
WINTER STORAGE ! GOOD DRIVING RECORD "UNDLING your gear, invite friends and family, and sail into seller from the Pro range – your new best friend! Around a hundred accessories are available
with home or auto insurance. your next boating adventure! MAB to tailor it to your taste and adapt it to your favorite activity (underwater hunting, fishing,
s "EST #OVERAGE !N h!LL 2ISKv POLICY IS sailing, diving...). It will be displayed by Riverfront Yacht Sales at the Show Booth 550.
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