Page 5 - Mid America Boating - September/October 2024 issue
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navigating BOAT/PWC
peace of mind
THE IMPORTANCE 5 [ MID-AMERICA BOATING ] SEPTEMBER/OCTOBER 2024
OF BOAT INSURANCE
Embarking on the open water is an exhilarating experience, filled with the
promise of adventure and relaxation. Whether you’re a seasoned sailor or
a weekend cruiser, protecting your vessel with proper insurance is not just
a choice—it’s a necessity. Explore the reasons why every boat owner should
prioritize boat insurance for a worry-free voyage.
Unpredictable waters Navigational fl exibility
The open water can be unpredictable, with unexpected Some water municipalities and marinas may
storms, collisions, or other potential accidents. Boat require proof of insurance for docking or accessing
insurance can give you financial protection if there is certain areas. Boat insurance allows you the
damage to your vessel, providing coverage for repairs flexibility to explore different destinations without
or replacement. worrying about entry restrictions.
Damage and injury Emergency towing and assistance
Accidents on the water can result in damage to other Progressive boat insurance can include optional
boats, docks, or even injuries to passengers. Boat Sign & Glide® On-Water Towing coverage. If your
insurance offers liability coverage, which can pay for boat is disabled or breaks down on the water, Sign
damages or injuries you’re liable for while boating, up & Glide® pays for on-water towing, jump starts,
to specified limits, and lawsuit costs if you’re sued. This soft un-groundings, and fuel delivery.
includes damage you cause to another watercraft or
if someone on or near your boat is injured and you’re Wreckage removal
found to be legally responsible. If your boat sinks, Progressive boat insurance will
cover the cost of removing your boat from the
Theft and vandalism water (if removal is legally required).
Unfortunately, boat theft and vandalism are
realities that boat owners face. Boat insurance has Investing in boat insurance is not just about
comprehensive and collision coverage that can protect protecting a valuable asset; it’s about safeguarding
you against events outside of your control, including the memories, experiences, and joy that
theft and vandalism. come with your on-water adventures. Don’t
let unforeseen circumstances disrupt your
Incurred medical payments journey—navigate with confi dence, knowing
Accidents on the water may lead to injuries for you that Progressive boat insurance has you covered.
or your passengers. Boat insurance offers a range of Ensure a smooth and worry-free voyage, because
optional medical payments coverage limits, helping when it comes to your boat, peace of mind is the
to cover medical expenses if you are in an accident or ultimate luxury.
someone is hurt on your boat, regardless of fault.
Peace of mind for fi nancing
If you financed the purchase of your boat, most
lenders require insurance coverage to protect their
investment. Having boat insurance not only fulfi lls these
requirements but also gives you peace of mind knowing
that your financial interests are safeguarded.
Scan to get a quote
in as little as 4 minutes
Go to progressive.com
Progressive Casualty Ins. Co. and affi liates
Coverages subject to policy terms and conditions. to learn more.
